(DOWNLOAD) "Farmers Insurance Exchange v. Charles D. Nelson" by Waco the Tenth Court of Civil Appeals ~ eBook PDF Kindle ePub Free
eBook details
- Title: Farmers Insurance Exchange v. Charles D. Nelson
- Author : Waco the Tenth Court of Civil Appeals
- Release Date : January 13, 1972
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 65 KB
Description
At all times pertinent to this cause, the plaintiff-appellee, Charles D. Nelson, was the owner of a building located in Corsicana, Texas, and a substantial amount of equipment and furnishings in the building that was used in the restaurant business. On June 27, 1969, plaintiff leased the building and the equipment to Meredith Twomey, the wife of Tommy L. Twomey. In the written lease agreement, Mrs. Twomey agreed to "carry fire, theft and vandalism insurance in an amount satisfactory to Lessor, with loss payable clause to both Lessor and Lessee as interest appears." Mr. and Mrs. Twomey added some furnishings owned by them to those leased from plaintiff and began operation of the restaurant. On July 17, 1969, Mr. Twomey purchased a fire, lightning and extended coverage policy from appellant, Farmers Insurance Exchange, which provided $20,000 total insurance on the contents of the building. The policy was issued to "Tommy T. Twomey, d/b/a Golden Nugget Restaurant," as the named insured. The policy made no reference to plaintiff, and Farmers was not advised that plaintiff owned any interest in the building or its contents. In fact, the written application made by Mr. Twomey to Farmers showed him to be the owner of the property, and no reference was made to any other having any interest therein. Plaintiff did not know that the Twomeys failed to comply with the insurance provision of the lease.
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